/* ==========================================================================
   Wealth Center Hub - Modern Financial Services Stylesheet
   ========================================================================== */

:root {
  --primary: #0a2540;
  --primary-light: #163e69;
  --primary-dark: #061729;
  --accent: #c59b27;
  --accent-hover: #b0871d;
  --accent-light: #fbf7ee;
  --accent-subtle: #ebd79b;
  --text-main: #2d3748;
  --text-muted: #64748b;
  --text-light: #94a3b8;
  --bg-white: #ffffff;
  --bg-light: #f8fafc;
  --bg-alt: #f1f5f9;
  --border: #e2e8f0;
  --border-light: #edf2f7;
  --card-shadow: 0 10px 25px -5px rgba(10, 37, 64, 0.08), 0 8px 10px -6px rgba(10, 37, 64, 0.04);
  --card-shadow-hover: 0 20px 35px -5px rgba(10, 37, 64, 0.15), 0 10px 15px -5px rgba(10, 37, 64, 0.08);
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --transition: all 0.25s ease-in-out;
  --font-main: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-heading: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: var(--font-main);
  color: var(--text-main);
  background-color: var(--bg-white);
  line-height: 1.65;
  font-size: 16px;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img, svg {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

ul, ol {
  list-style: none;
}

/* Container */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.container-narrow {
  max-width: 860px;
}

/* Header & Navigation */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.03);
}

.top-bar {
  background-color: var(--primary-dark);
  color: #cbd5e1;
  font-size: 13px;
  padding: 8px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.top-bar-item svg {
  width: 14px;
  height: 14px;
  fill: var(--accent);
}

.header-main {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 22px;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.5px;
}

.brand-logo svg {
  width: 38px;
  height: 38px;
}

.brand-logo span.hub-highlight {
  color: var(--accent);
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-link {
  font-weight: 500;
  font-size: 15px;
  color: var(--primary);
  position: relative;
  padding: 6px 0;
}

.nav-link:hover, .nav-link.active {
  color: var(--accent);
}

.nav-link.active::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background-color: var(--accent);
  border-radius: 2px;
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}

.mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background-color: var(--primary);
  margin: 5px 0;
  transition: var(--transition);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 24px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: var(--transition);
  border: 1px solid transparent;
  text-align: center;
}

.btn-primary {
  background-color: var(--accent);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--accent-hover);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(197, 155, 39, 0.35);
}

.btn-secondary {
  background-color: var(--primary);
  color: #ffffff;
}

.btn-secondary:hover {
  background-color: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(10, 37, 64, 0.25);
}

.btn-outline {
  border-color: var(--primary);
  color: var(--primary);
  background: transparent;
}

.btn-outline:hover {
  background-color: var(--primary);
  color: #ffffff;
}

.btn-outline-light {
  border-color: #ffffff;
  color: #ffffff;
  background: transparent;
}

.btn-outline-light:hover {
  background-color: #ffffff;
  color: var(--primary);
}

.btn-danger {
  background-color: #dc2626;
  color: #ffffff;
}

.btn-danger:hover {
  background-color: #b91c1c;
  transform: translateY(-2px);
}

/* Hero Section */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 65%, #184474 100%);
  color: #ffffff;
  padding: 90px 0 110px;
  overflow: hidden;
}

.hero-section::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -20%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(197, 155, 39, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 50px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: 30px;
  background: rgba(197, 155, 39, 0.15);
  border: 1px solid rgba(197, 155, 39, 0.4);
  color: var(--accent-subtle);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 20px;
}

.hero-badge svg {
  width: 14px;
  height: 14px;
  fill: currentColor;
}

.hero-title {
  font-size: 46px;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 22px;
  letter-spacing: -0.5px;
}

.hero-title span {
  color: var(--accent);
}

.hero-desc {
  font-size: 18px;
  color: #cbd5e1;
  margin-bottom: 34px;
  max-width: 540px;
  line-height: 1.6;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-card {
  background: rgba(255, 255, 255, 0.05);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-lg);
  padding: 34px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.35);
}

.hero-card-header {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding-bottom: 18px;
  margin-bottom: 22px;
}

.hero-card-header h3 {
  font-size: 20px;
  color: #ffffff;
  margin-bottom: 6px;
}

.hero-card-header p {
  font-size: 14px;
  color: #94a3b8;
}

.hero-pill-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hero-pill-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 16px;
  background: rgba(255, 255, 255, 0.04);
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.hero-pill-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(197, 155, 39, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  flex-shrink: 0;
}

.hero-pill-icon svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.hero-pill-text h4 {
  font-size: 15px;
  color: #ffffff;
  margin-bottom: 2px;
}

.hero-pill-text p {
  font-size: 13px;
  color: #94a3b8;
}

/* Page Banner */
.page-banner {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: #ffffff;
  padding: 60px 0;
  text-align: center;
  position: relative;
}

.page-banner h1 {
  font-size: 38px;
  font-weight: 800;
  margin-bottom: 14px;
  letter-spacing: -0.5px;
}

.page-banner p {
  font-size: 17px;
  color: #cbd5e1;
  max-width: 680px;
  margin: 0 auto 16px;
}

.breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: #94a3b8;
}

.breadcrumb a {
  color: var(--accent-subtle);
}

.breadcrumb a:hover {
  color: #ffffff;
}

.breadcrumb span.sep {
  opacity: 0.5;
}

/* Section Common */
.section {
  padding: 80px 0;
}

.section-bg-alt {
  background-color: var(--bg-alt);
}

.section-bg-light {
  background-color: var(--bg-light);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 50px;
}

.section-header.text-left {
  text-align: left;
  margin-left: 0;
}

.section-tag {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: var(--accent);
  margin-bottom: 12px;
}

.section-title {
  font-size: 34px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
  margin-bottom: 16px;
  letter-spacing: -0.5px;
}

.section-subtitle {
  font-size: 17px;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Services Grid */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.service-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(197, 155, 39, 0.4);
}

.service-icon-wrap {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  background-color: var(--accent-light);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}

.service-icon-wrap svg {
  width: 28px;
  height: 28px;
  fill: currentColor;
}

.service-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
}

.service-desc {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}

.service-features {
  margin-bottom: 24px;
  border-top: 1px dashed var(--border);
  padding-top: 16px;
}

.service-features li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: var(--text-main);
  margin-bottom: 8px;
}

.service-features li svg {
  width: 14px;
  height: 14px;
  fill: var(--accent);
  flex-shrink: 0;
}

.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 14px;
  color: var(--primary);
  margin-top: auto;
}

.service-link svg {
  width: 14px;
  height: 14px;
  fill: currentColor;
  transition: var(--transition);
}

.service-card:hover .service-link {
  color: var(--accent);
}

.service-card:hover .service-link svg {
  transform: translateX(4px);
}

/* Feature/Why Choose Us Grid */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.feature-box {
  background: var(--bg-white);
  padding: 30px 24px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  text-align: center;
}

.feature-box-icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: rgba(10, 37, 64, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
}

.feature-box-icon svg {
  width: 28px;
  height: 28px;
  fill: currentColor;
}

.feature-box h4 {
  font-size: 18px;
  color: var(--primary);
  margin-bottom: 10px;
}

.feature-box p {
  font-size: 14px;
  color: var(--text-muted);
}

/* Process Grid */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.process-step {
  position: relative;
  background: var(--bg-white);
  padding: 28px 22px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--accent-light);
  color: var(--accent);
  font-weight: 700;
  font-size: 16px;
  margin-bottom: 18px;
}

.process-step h4 {
  font-size: 17px;
  color: var(--primary);
  margin-bottom: 10px;
}

.process-step p {
  font-size: 14px;
  color: var(--text-muted);
}

/* Testimonials Grid */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 30px;
  box-shadow: var(--card-shadow);
  display: flex;
  flex-direction: column;
}

.testimonial-stars {
  display: flex;
  gap: 4px;
  margin-bottom: 16px;
  color: var(--accent);
}

.testimonial-stars svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.testimonial-quote {
  font-size: 15px;
  color: var(--text-main);
  line-height: 1.6;
  font-style: italic;
  margin-bottom: 24px;
  flex-grow: 1;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--border-light);
  padding-top: 16px;
}

.author-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
}

.author-info h5 {
  font-size: 15px;
  color: var(--primary);
  margin-bottom: 2px;
}

.author-info span {
  font-size: 13px;
  color: var(--text-muted);
}

/* Blog Grid */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.blog-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--card-shadow);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.blog-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--card-shadow-hover);
}

.blog-thumb {
  height: 190px;
  background-color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.blog-thumb-pattern {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  opacity: 0.12;
}

.blog-thumb-content {
  position: relative;
  z-index: 2;
  text-align: center;
  padding: 20px;
}

.blog-thumb-content svg {
  width: 46px;
  height: 46px;
  margin: 0 auto 10px;
  fill: var(--accent-subtle);
}

.blog-card-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.blog-meta-tags {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  color: var(--accent);
}

.blog-title {
  font-size: 19px;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.35;
  margin-bottom: 12px;
}

.blog-title a:hover {
  color: var(--accent);
}

.blog-excerpt {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 18px;
  flex-grow: 1;
}

.blog-read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--primary);
  margin-top: auto;
}

.blog-read-more svg {
  width: 14px;
  height: 14px;
  fill: currentColor;
  transition: var(--transition);
}

.blog-card:hover .blog-read-more {
  color: var(--accent);
}

.blog-card:hover .blog-read-more svg {
  transform: translateX(4px);
}

/* Call to Action Bar */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 15px 35px -5px rgba(10, 37, 64, 0.25);
}

.cta-banner h2 {
  font-size: 30px;
  margin-bottom: 12px;
}

.cta-banner p {
  color: #cbd5e1;
  max-width: 600px;
  margin: 0 auto 24px;
  font-size: 16px;
}

.cta-banner .btn-group {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* Forms: Subscribe, Unsubscribe, Contact */
.form-card {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 40px;
  box-shadow: var(--card-shadow);
  max-width: 640px;
  margin: 0 auto;
}

.form-group {
  margin-bottom: 22px;
}

.form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 8px;
}

.form-label .required {
  color: #dc2626;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-family: inherit;
  color: var(--text-main);
  background: var(--bg-white);
  transition: var(--transition);
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(197, 155, 39, 0.2);
}

.form-checkbox-wrap {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: 8px;
}

.form-checkbox {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  cursor: pointer;
  accent-color: var(--accent);
}

.form-checkbox-label {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.5;
  cursor: pointer;
}

.form-checkbox-label a {
  color: var(--primary);
  font-weight: 600;
  text-decoration: underline;
}

.form-alert {
  padding: 16px;
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  display: none;
  font-size: 14px;
}

.form-alert.success {
  background-color: #ecfdf5;
  border: 1px solid #a7f3d0;
  color: #065f46;
}

.form-alert.error {
  background-color: #fef2f2;
  border: 1px solid #fecaca;
  color: #991b1b;
}

/* Contact Info Blocks */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 40px;
}

.contact-info-card {
  background: var(--primary);
  color: #ffffff;
  border-radius: var(--radius-md);
  padding: 36px;
}

.contact-info-card h3 {
  font-size: 24px;
  margin-bottom: 12px;
}

.contact-info-card p {
  color: #cbd5e1;
  font-size: 15px;
  margin-bottom: 28px;
}

.contact-detail-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: rgba(197, 155, 39, 0.18);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-icon svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

.contact-detail-text h4 {
  font-size: 15px;
  color: #ffffff;
  margin-bottom: 4px;
}

.contact-detail-text p, .contact-detail-text a {
  font-size: 14px;
  color: #cbd5e1;
}

.contact-detail-text a:hover {
  color: var(--accent-subtle);
}

/* Article / Content Page */
.article-container {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 48px;
  box-shadow: var(--card-shadow);
}

.article-content h2 {
  font-size: 24px;
  color: var(--primary);
  margin: 32px 0 14px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border-light);
}

.article-content h3 {
  font-size: 19px;
  color: var(--primary);
  margin: 24px 0 10px;
}

.article-content p {
  font-size: 15px;
  color: var(--text-main);
  line-height: 1.7;
  margin-bottom: 18px;
}

.article-content ul, .article-content ol {
  margin: 16px 0 24px 20px;
}

.article-content ul {
  list-style-type: disc;
}

.article-content ol {
  list-style-type: decimal;
}

.article-content li {
  font-size: 15px;
  margin-bottom: 8px;
  color: var(--text-main);
}

.article-content blockquote {
  border-left: 4px solid var(--accent);
  padding: 16px 20px;
  background-color: var(--bg-light);
  margin: 24px 0;
  font-style: italic;
  color: var(--primary);
}

/* Footer */
.site-footer {
  background-color: var(--primary-dark);
  color: #cbd5e1;
  padding-top: 60px;
  margin-top: 40px;
  border-top: 3px solid var(--accent);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand h3 {
  color: #ffffff;
  font-size: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}

.footer-brand p {
  font-size: 14px;
  line-height: 1.6;
  color: #94a3b8;
  margin-bottom: 20px;
}

.footer-heading {
  color: #ffffff;
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 18px;
  position: relative;
  padding-bottom: 8px;
}

.footer-heading::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background-color: var(--accent);
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #94a3b8;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover {
  color: var(--accent);
  transform: translateX(4px);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 14px;
  color: #94a3b8;
}

.footer-contact-item svg {
  width: 16px;
  height: 16px;
  fill: var(--accent);
  margin-top: 3px;
  flex-shrink: 0;
}

.footer-contact-item a:hover {
  color: #ffffff;
}

.footer-bottom {
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 13px;
  color: #94a3b8;
}

.footer-bottom-links {
  display: flex;
  gap: 20px;
}

.footer-bottom-links a:hover {
  color: var(--accent);
}

/* Responsive */
@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .testimonials-grid {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .header-main {
    position: relative;
  }
  .mobile-toggle {
    display: block;
  }
  .nav-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    align-items: flex-start;
    padding: 20px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.1);
    border-top: 1px solid var(--border);
    gap: 14px;
  }
  .nav-menu.open {
    display: flex;
  }
  .nav-cta {
    display: none;
  }
  .hero-title {
    font-size: 34px;
  }
  .section-title {
    font-size: 28px;
  }
  .services-grid, .features-grid, .process-grid, .blog-grid, .footer-grid {
    grid-template-columns: 1fr;
  }
  .cta-banner {
    padding: 32px 20px;
  }
  .article-container {
    padding: 24px;
  }
  .form-card {
    padding: 24px;
  }
}